How our Legal rules apply locally
Our Legal notice explains the conditions attached to account access, identity checks, wallet activity and use of the available lobby in Indonesia. Access depends on local law, and we expect you to confirm that using the service is permitted in your location before opening an account.
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We may ask you to complete phone verification before account access and may pause a wallet request while details are checked. DANA, OVO, GoPay and QRIS appear as payment context only; their availability does not change local legal requirements. Bank transfer and virtual account requests can
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also require account matching and transaction records. If a rule changes, we place the updated wording on this page and identify the relevant policy area. Read the notice before you continue, especially when using a mobile browser or switching between devices.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.